Your home mortgage simplified.
Ready to get started? We’ll set up your online loan portal. All signatures and tasks are listed in your personalized checklist so that everything is always in one place.
Who is River Rock?
We are a mother-daughter team who, through high integrity, take pride in creating lifelong relationships by dedicating ourselves to our clients’ mortgage needs. Whether consolidating debt, refinancing, or buying a home, we have the expertise to make it a fast, easy, and enjoyable process. With over 50 years of combined experience, we provide customers with knowledge, purchasing power, and financial stability to build sustainable housing. We are backed by Success Mortgage Partners. As a well-capitalized, full-service mortgage banker, River Rock of SMP offers Conventional, VA, FHA, USDA and other mortgage products to best fit each need. We work with top builders and agents throughout the southeast and assist customers by providing fast approvals, competitive rates and a smooth home financing experience.
Our Values
Integrity in the loan process
Innovation in products, programs, and services
Support for our partners
Exceptional customer care
Care for our local and global communities
Estimate Your Monthly Payments
Understanding your potential mortgage payments is an essential part of the home-buying journey. At River Rock Group, our easy-to-use Mortgage Calculator allows you to estimate your monthly payments with ease. Simply input your loan details, and our calculator will help you plan your finances confidently and effectively.
Meet our team
Our philosophy is simple — hire a team of diverse, passionate people and foster a culture that empowers you to do you best work.
Ball Ground, GA 30107
770.893.7097 | 404.583.5964
NMLS 582336
Sharon has over 40 years’ experience in the mortgage industry and has a reputation of being able to solve any scenario, whether easy or difficult.
Katherine began her career in the mortgage industry in 2016. She works hard to educate each of her clients on the process of home buying.
Ball Ground, GA 30107
770.893.7097 | 404.583.5964
NMLS 1677570
What Our Customers Are Saying
WITH EASE, STRENGTH, AND CONFIDENCE
At River Rock Group, our blog serves as your go-to resource for navigating the mortgage landscape. Whether you’re a first-time homebuyer, an experienced investor, or simply staying informed, our articles provide valuable insights and practical tips to guide you every step of the way.
A pre-approval letter conveys that your credit and finances have been vetted by the lender and is often needed before making an offer on a home.
Your escrows are the taxes and insurance on your property, part of your monthly payment goes into your escrow account to pay taxes and insurance.
Principal, interest, taxes, and insurance. these are the monthly figures that make up your total monthly payment, or p.i.t.i. sometimes this includes pmi.
Private mortgage insurance is insurance for the lender to protect us against foreclosure. it is required unless you have 20% to put down.
A point is 1% of the loan amount. you have the option to pay points to buy your rate down to reduce your monthly payment. points are also tax-deductible.
Your estimate discloses estimated costs, loan amount, and monthly payment. your closing disclosure is more balanced and shows your cash due to close.
We will order your appraisal. you may be required to provide a pest inspection depending on loan type. a home inspection is recommended, but is up to you.
Have any questions? Don’t hesitate to reach us.
River Rock Group is committed to empowering you with the information needed to make confident, informed decisions about your mortgage. Feel free to reach out to us for personalized guidance and support tailored to your needs.
Ready to Get Started?
River Rock Group is dedicated to equipping you with all the information you need to make well-informed decisions about your mortgage. Don’t hesitate to contact us for personalized assistance tailored to your unique needs.