Introduction
Welcome to River Rock Group of Success Mortgage Partners—your trusted partners in navigating the journey home with ease, strength, and confidence. Led by Sharon C. Wofford and Katherine E. France, and backed by Success Mortgage Partners (NMLS: 130562), we serve homebuyers and refinancers across the Southeast (GA, AL, FL, NC, SC, TN). These Terms and Conditions govern your use of our website (RiverRockSMP.com), online loan portal, and related services. By accessing or using any of these, you agree to these terms in full. If you do not agree, please discontinue use. We value your trust and are here to make your experience smooth and empowering—feel free to reach out if you have questions.
Cookies
Like a helpful guide on your path home, our website uses cookies to enhance your experience and remember your preferences. With your consent (as outlined in our Privacy Policy), cookies help us retrieve user details for easier navigation, functionality, and personalized features, such as saving loan application progress. Our trusted partners may also use cookies for analytics and advertising. You can manage or refuse cookies through your browser settings at any time.
License
River Rock Group and Success Mortgage Partners (and our licensors) own all intellectual property rights to the website’s content, including text, graphics, logos, and interactive tools— all rights reserved. You’re welcome to view and print pages from RiverRockSMP.com for your personal, non-commercial use, as long as you comply with these terms. This license supports your journey, whether exploring VA loan options or first-time buyer resources.
Content
The information on our website— from step-by-step mortgage guides to Southeast refinancing tips—is provided for general informational and educational purposes only. It is not intended as financial, legal, or investment advice. Mortgage decisions involve unique circumstances, so we strongly recommend consulting a qualified financial expert or our team (Sharon at 770-893-7097 or Katherine at 404-583-5964) before proceeding. While we strive for accuracy, we do not warrant the completeness or timeliness of the content.
Restrictions
To keep our community safe and focused on positive journeys, you agree not to:
- Republish, sell, rent, sub-license, reproduce, duplicate, copy, or redistribute any website material without permission.
- Use the site for commercial purposes, interfere with other users’ access, or engage in unlawful activities like data scraping or hacking.
- Post harmful, defamatory, or illegal content in comments or forms. These restrictions align with our commitment to integrity and protect everyone involved in the home financing process.
User Comments
We love hearing your stories and questions—feel free to post comments on our blog or resources pages to share insights on topics like USDA rural loans. However, we do not pre-review comments, and they do not necessarily reflect our views or those of Success Mortgage Partners. You are solely responsible for your comments and any consequences. We reserve the right to remove or edit them at our discretion to maintain a supportive space.
Hyperlinking to Our Content
We’re proud of our resources and welcome links from reputable organizations, such as government agencies, search engines, news outlets, accredited business directories, or Southeast real estate associations. You may link to our content without prior approval, provided it:
- Does not mislead visitors or imply endorsement by River Rock Group.
- Fits naturally in context (e.g., a realtor guide to FHA loans).
- Uses our name, URL, or descriptive text—no logos or framed content without written permission. For other requests, email info@riverrocksmp.com with your details; we’ll review thoughtfully within 2-3 weeks.
Iframes
To preserve the integrity of your experience, please do not create iframes around our pages or alter their visual presentation without our express written approval. This ensures our content shines as intended.
Text Messaging
Stay connected on your home journey with our optional SMS program for timely notifications—like application reminders, approval celebrations, or loan status updates. To opt in, text START to our short code (details provided during application) or complete the form in your online portal. You’ll receive up to 5 messages per month; standard text and data rates apply. Reply STOP to opt out, HELP for assistance. We do not share your number with third parties and support major U.S. carriers (e.g., AT&T, Verizon, T-Mobile). This service enables direct lending support, aligning with our concierge care.
Reservation of Rights
We reserve the right to request removal of any links to our site at our sole discretion—you agree to comply promptly. We may also update these terms or our linking policy; continued use binds you to the changes. While we aim to keep the site available and up-to-date, we cannot guarantee uninterrupted access.
Removal of Links from Our Website
If you spot a link on our site that feels out of place, let us know at info@riverrocksmp.com. We’ll review your request, though we aren’t obligated to act.
Content Liability
We hold no responsibility for content on your linked website and aren’t liable for any issues arising from it. By linking, you agree to indemnify and defend us against claims related to your site. Avoid linking from pages with objectionable material, like libelous or infringing content.
Disclaimer and Liability
To the fullest extent permitted by law, we disclaim all representations, warranties, or conditions about our website and services—including implied warranties of quality, fitness for purpose, or reasonable care. This includes no guarantees on site availability, content accuracy, or freedom from interruptions.
However, nothing here limits or excludes:
- Liability for death or personal injury from negligence.
- Liability for fraud or fraudulent misrepresentation.
- Any other liabilities that cannot be excluded under applicable U.S. law.
Our liability exclusions apply to all claims, whether in contract, tort (including negligence), or breach of statutory duty. Since much of our site is free, we aren’t liable for any loss or damage. For paid services like loan processing, separate agreements govern.
Changes to These Terms
As we evolve to better serve you—like adding new renovation loan tools—we may update these terms. We’ll notify you via email, portal alerts, or site postings. Check back regularly, and your continued use signifies acceptance.
Governing Law
These terms are governed by the laws of the State of Georgia and the United States, without regard to conflict of laws principles. Any disputes will be resolved in the courts of Cherokee County, Georgia.
Acceptance of Terms
By using our site, portal, or services, you confirm you’ve read, understood, and agree to these Terms and Conditions.
Contact Us
We’re here to guide you every step—questions about these terms? Reach out with confidence:
- Email: info@riverrocksmp.com
- Address: 215 Gilmer Ferry Road, Ball Ground, GA 30107
- Phone (Mon-Fri, 8am-5pm ET):
- Sharon C. Wofford: +1 (770) 893-7097
- Katherine E. France: +1 (404) 583-5964
Thank you for journeying with River Rock Group—let’s turn your home dreams into reality.
Last Updated: September 11, 2025