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About River Rock Group

Expert Guidance for Your Home Financing Journey

We are a mother-daughter team who, through high integrity, take pride in creating lifelong relationships by dedicating ourselves to our clients’ mortgage needs. Whether consolidating debt, refinancing, or buying a home, we have the expertise to make it a fast, easy, and enjoyable process. With over 50 years of combined experience, we provide customers with knowledge, purchasing power, and financial stability to build sustainable housing. We are backed by Success Mortgage Partners. As a well-capitalized, full-service mortgage banker, River Rock of SMP offers Conventional, VA, FHA, USDA and other mortgage products to best fit each need. We work with top builders and agents throughout the southeast and assist customers by providing fast approvals, competitive rates and a smooth home financing experience.

800

Clients served

20

Agents & team members

Our Vision & Mission

Our Vision

Our vision is to be the most trusted and innovative mortgage solutions provider in multiple states. We are dedicated to empowering individuals and families to achieve their dream of homeownership with confidence and ease, making us the go-to mortgage lender in multiple states.

Our Mission

Our mission at River Rock Group is to build lasting relationships with each client by providing exceptional service and personalized solutions for their home loan needs. We are committed to putting clients first, addressing their concerns with unwavering dedication to customer satisfaction.

Our Values

Our Commitment to Excellence: Core Values at River Rock Group

Integrity

We are dedicated to upholding the highest standards of honesty and transparency in every interaction. Our unwavering commitment to integrity ensures that clients can trust us with their most significant financial decisions, confident that we always prioritize their best interests above all else.

Customer-Centric Approach

Our focus is always on our clients. We are dedicated to understanding and meeting their unique needs, offering personalized service and unwavering support to help them navigate the mortgage process with confidence every step of the way.

Innovation

We are committed to embracing new ideas and technologies to continuously enhance our services. Our innovative approach keeps us at the forefront of the mortgage industry, enabling us to offer efficient, cutting-edge solutions that meet the evolving needs of our clients.

Community Involvement

We are deeply invested in the Fredericksburg, TX community, actively participating in and contributing to its growth and development. Our engagement in local initiatives reflects our commitment to making a positive, lasting impact, fostering a stronger and more vibrant community for all.

Our Team

Meet our team

Our philosophy is simple — hire a team of diverse, passionate people and foster a culture that empowers you to do you best work.

Sharon C. Wofford
Sharon C. Wofford Branch Manager
215 Gilmer Ferry Road
Ball Ground, GA 30107
770.893.7097 | 404.583.5964
NMLS 582336
Katherine E. France
Katherine E. France Loan Officer
215 Gilmer Ferry Road
Ball Ground, GA 30107
770.893.7097 | 404.583.5964
NMLS 1677570
Services

Tailored Mortgage Solutions to Meet Your Unique Needs

At River Rock Group, we’re not just a mortgage lender – we’re your trusted partners in making homeownership a reality. With a comprehensive understanding of the multiple states. market and a dedication to providing personalized service, we’re here to help you find the perfect mortgage solution tailored to your needs. Let us guide you every step of the way towards securing the home of your dreams.

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Lear More About Our Services

Mortgage Advising

Our expert mortgage advising in multiple states helps you choose the best loan for your needs. Let us guide you toward smart financial decisions for your home.

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Adjustable Rate Mortgage

Explore adjustable-rate mortgage (ARM) options in multiple states, offering lower initial rates and flexibility for your financial future. Perfect for those seeking short-term savings.

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Home Renovation Lending

We provide flexible home renovation lending options in multiple states to help you finance your home improvements. Turn your house into the home you’ve always envisioned.

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VA Loan

We specialize in VA loans in multiple states, providing veterans and their families with home financing options that require no down payment. Connect with us.

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Mortgage Refinancing

Our mortgage refinancing services in multiple states help you lower your payments or tap into your home’s equity. Save money or achieve your financial goals with ease.

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Conventional Loans

Choose conventional loans in multiple states for flexible terms and competitive rates suited to your home financing needs. Secure a loan tailored to fit your lifestyle and budget.

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Conforming Loans

Access conforming loans in multiple states that meet the standards for purchase by government-sponsored entities. A reliable choice for standardized and cost-effective home financing.

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Hard Money Lending

Our hard money lending in multiple states offers fast and reliable financing for real estate investments. Ideal for projects requiring quick and flexible funding solutions.

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FHA Loan

We offer FHA loans in multiple states, designed to help first-time buyers with low down payments and flexible credit requirements. Achieve homeownership with government-backed support.

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Fixed Rate Mortgage

Our fixed-rate mortgage options in multiple states ensure predictable monthly payments and long-term stability. Enjoy peace of mind with a consistent and reliable payment plan.

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Jumbo Loans

For higher-value homes, our jumbo loans in multiple states offer financing above conforming loan limits with competitive rates. A perfect fit for your luxury property needs.

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USDA Loans

Our USDA loans in multiple states offer low-interest rates and no down payment options for eligible rural homebuyers. Experience affordable financing tailored to rural communities.

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First-Time Homebuyer Lending

As a trusted mortgage lender in multiple states, we offer tailored lending solutions for first-time homebuyers to make your dream home a reality. Start your homeownership journey with confidence.

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State and Local Housing Programs

Benefit from state and local housing programs in multiple states, offering financial assistance and lower interest rates. Take advantage of resources designed to ease your home-buying journey.

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