Meet River Rock: The Mother-Daughter Mortgage Team in Georgia

Who Are the Faces Behind Your Southeast Home Loan Journey?
Ever wondered what makes a mortgage team truly stand out? At River Rock Group of Success Mortgage Partners, it’s the heart and expertise of a mother-daughter duo, backed by a dedicated crew, turning your homeownership dreams into reality. Based in Ball Ground, GA, Sharon C. Wofford and Katherine E. France lead with over 50 years of combined experience, offering a warm, family-oriented approach to home financing across the Southeast. This post introduces you to their story, their team, and why their unique blend of personal care and professional prowess makes them the go-to for Georgia mortgages. Ready to meet the team? Let’s dive in!
Sharon C. Wofford: The Problem-Solving Veteran
With over 40 years in the mortgage industry, Sharon C. Wofford (NMLS 582336) is the cornerstone of River Rock Group. Known for tackling any scenario – easy or complex – Sharon’s expertise shines in crafting solutions for first-time buyers, veterans, and self-employed clients needing non-QM loans. Her philosophy? Every client deserves a clear path to homeownership. Clients rave about her responsiveness, with reviews like, “Sharon always has time… absolutely amazing” (Zillow). Her awards and affiliations with Cherokee County Realtors underscore her leadership. Learn more about Sharon.
Why Sharon’s Experience Matters
Sharon’s decades of experience mean she’s seen it all – from market shifts to unique borrower needs. Whether it’s securing a VA loan for a veteran in Marietta or a jumbo loan for a luxury home in Atlanta, she navigates complexities with ease. Her in-house underwriting connections ensure fast approvals, often surprising clients with speed and clarity.
Katherine E. France: The Educator Empowering Clients
Katherine E. France (NMLS 1677570), Sharon’s daughter, joined the industry in 2016, bringing a fresh perspective and a passion for client education. Specializing in guiding first-time buyers and veterans, Katherine breaks down jargon like P.I.T.I. or PMI into simple terms. Her clients, like Bonnie D., praise her for “daily updates… fast, professional” service (Experience.com). Her role? Making the mortgage process feel like a friendly conversation. Discover Katherine’s story.
How Katherine Simplifies the Process
Katherine’s knack for education shines in her step-by-step guidance. From pre-approval to closing, she ensures clients understand each phase, using River Rock’s online portal for seamless document tracking. Her focus on VA and FHA loans makes her a favorite among young families and service members in the Southeast.
Andy Cole and In-House Operations: The Efficiency Engine
Behind the scenes, Andy Cole, a processor since 2012, has helped over 2,000 families close their loans. His meticulous work, paired with River Rock’s in-house underwriters and closers, streamlines the process, cutting delays common with larger banks. This team ensures every file moves smoothly from application to closing, earning praise like “no hiccup” (Andrea F.).
| Feature | River Rock In-House | Typical Big Bank |
| Processing Time | Fast-tracked with in-house team | Delayed by external vendors |
| Communication | Daily/weekly updates | Sporadic updates |
| Approval Speed | Quick due to local control | Slower, multi-layer reviews |
The Family Touch: Why It Sets River Rock Apart
What makes River Rock unique? It’s the family dynamic. Sharon and Katherine’s mother-daughter bond creates a relatable, trustworthy vibe. Picture Sharon sharing stories of her first home purchase or Katherine celebrating a client’s VA loan approval with a heartfelt note. This warmth extends to their community focus, from supporting local builders in Cherokee County to celebrating Southeast homebuyers. Their tagline, “Navigating Your Journey Home… With Ease, Strength, and Confidence,” reflects this ethos.
Stories That Connect
The team’s personal touch shines in moments like surprising a first-time buyer with an approval call or guiding a veteran through a no-down-payment VA loan. These stories resonate on social media, where followers engage with posts about “Closed in Ball Ground!” or tips like “How to boost your credit for a mortgage.”
Ready to Start Your Home Journey with River Rock?
Sharon, Katherine, Andy, and the River Rock team bring unmatched expertise and heart to every mortgage. Whether you’re in Georgia, Alabama, or beyond, their concierge service – online portals, fast approvals, and closing support – makes financing your home a joy. Ready to meet your mortgage match? Get pre-approved today and join thousands of Southeast families who’ve trusted River Rock.